• Leading banks worldwide trust our payment solutions for transaction.


For most life insurance providers, what matters most isn't ready-made solutions, but the kind of deep, practical experience required to tailor services to a carrier's specific situation. And that is exactly what we bring to the life insurance industry.


Business Processing Services

Life insurance business processing is core to what we do. Our business and technology experts offer that address any identifiable business process, simple or complex, to save money or transform an enterprise or both.

Claims Administration

Our team has developed both group life and disability claims administration systems for major carriers. Leveraging Panaromic's service-oriented architecture, they can reduce costs and administrative burdens.

Channel & Customer User Interface

Web portals built by experts specifically for the life insurance industry can enhance customer loyalty and streamline communications with employees.

Billing & Disbursements

More efficient and effective billing can reduce the cost of policy ownership and boost productivity. These solutions can also integrate with group customer payroll systems. We also specialize in consolidating multiple small disbursement systems into more efficient enterprise solutions.

Policy & Agency Administration

Panaromic's custom solutions can manage, integrate and streamline policy administration. Properly tailored systems will reduce the cost of administering a wide variety of insurance products.

For your agents, learn how our agent compensation solutions include business rules for each separate insurance product you offer.

Testing & QA

Making sure your applications run flawlessly is both an important task and a difficult chore. Panaromic's QA experts can help you every step of the way or you can outsource the entire process to us.

Core Business Functions

We offer enterprise-wide resource management solutions including compliance oversight, HR systems, and a wide range of accounting features. For core business functions, we assume responsibility for a wide range of back-office business functions. Engage Panaromic to reduce overhead and improve your customer experience.

Solution Frameworks

Our Insurance Dashboard is used to track sales and market trends, while our Intellimigrator tool can be used to intelligently port insurance applications to new platforms.